Break-even
—
months to recover all costs
Monthly tool costs—
Total upfront investment—
First revenue month—
12-month outlook
6-month cumulative revenue—
12-month cumulative revenue—
Effective hourly rate (mo. 6)—
Monthly revenue vs costs — first 12 months
Assumptions: Revenue grows linearly from first-client month to month 6, then holds steady. Costs are constant. Exchange rate used: $1 = ₦1,650. Tool costs converted from USD. These are estimates — real results depend on niche, effort, and market conditions. This calculator does not account for taxes, infrastructure one-offs, or client acquisition costs beyond your time.