Break-even
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months to recover all costs
Monthly tool costs -
Total upfront investment -
First revenue month -
12-month outlook
6-month cumulative revenue -
12-month cumulative revenue -
Effective hourly rate (mo. 6) -
Monthly revenue vs costs - first 12 months
Assumptions: Revenue grows linearly from first-client month to month 6, then holds steady. Costs are constant. Exchange rate used: $1 = ₦1,650. Tool costs converted from USD. These are estimates - real results depend on niche, effort, and market conditions. This calculator does not account for taxes, infrastructure one-offs, or client acquisition costs beyond your time.